The lock-in effect [1], while still present, appears to be easing. The survey points to increased willingness to compromise, with more prospective homebuyers open to moving—even if it means paying a higher interest rate for: A more affordable area (76% ...

Small business loan delinquencies are rising at an accelerating pace, underscoring mounting financial pressure across the sector as elevated interest rates and softening consumer demand take their toll. Recent data indicates that small business loan delinquencies increased 12.6% year-over-year, reflecting ...

The threats to the local industry that’s keeping millions of our young people profitably employed have been festering for some time now. One of these is the threat of AI on the voice part of our BPO industry. The other ...

The continued rise of financial technology firms is not simply a story of innovation—it is a case study in how effectively combining technological capability with deep financial services expertise can reshape the credit ecosystem. While early fintech narratives often centered ...

Federal scrutiny of alleged “debanking” practices is accelerating, with subpoenas targeting major banks and potentially broader regulatory enforcement ahead. The implications extend well beyond compliance, raising material legal, financial, and reputational risks. As investigations continue, banks and their leadership teams ...

TLC, a Division of Fibre Federal Credit Union is helping children save money and save homeless animals with its Cash Club Cares Program. For every new member aged 18 or under who signs up for a Cash Club or Student ...

Artificial intelligence is rapidly moving from pilot programs to core operations across the credit and collections industry. From predictive analytics and chatbots to workflow automation and compliance monitoring, agencies are under increasing pressure to adopt AI tools that improve efficiency ...

It's been about a year since the US Eighth Circuit Court of Appeals struck down the Federal Trade Commission's Click to Cancel rule. The rule was created to prohibit deceptive subscription cancellation practices. The Click to Cancel rule would have ...

The Consumer Financial Protection Bureau rescinded its six-year-old regulatory guidance on special-purpose credit programs because it conflicts with recent fair lending revisions. 06/19/2026 3:00 P.M. The Consumer Financial Protection Bureau on June 17 rescinded a 2020 advisory opinion that guided ...