The California Department of Financial Protection and Innovation (DFPI) has clearly become more active and aggressive in the last few years, and whether it has “gone too far” really depends on whose perspective you take: consumers or regulated firms. What ...

The U.S. truck freight market remains in a late‑cycle contraction where capacity, not demand, is setting the price, with clear implications for working capital, credit risk, and liquidity planning for corporations and their finance partners. According to the U.S. Bank ...

In late January 2026, Fair Isaac reported first-quarter revenue of US$511.96 million and net income of US$158.37 million, reiterated its 2026 guidance, and expanded its AI-powered decisioning reach through a new global partnership with Tech Mahindra, which will build a ...

~Gamified youth banking program empowers next generation of membership, establishes strong financial foundation~ PORTLAND, Ore., February 04, 2026--(BUSINESS WIRE)--Nuuvia, the leading provider of youth banking solutions for community banks and credit unions, announced today that United Financial Credit Union (UFCU) ...

A consumer advocacy group said that potential changes to the Consumer Financial Protection Bureau’s complaint system could make it harder for people to file complaints about credit reporting companies, debt collectors, banks and other businesses. The National Consumer Law Center ...

New York’s courts have held that the Fair Credit Reporting Act’s express preemption clause bars state‑law causes of action against entities acting in their capacity as furnishers of information to consumer reporting agencies. In other words, if the claim is ...

Reverse mortgage borrowers whose loans were previously serviced by U.S. Department of Housing and Urban Development (HUD) subcontractor NOVAD Management Consulting LLC may receive reimbursement checks in the mail following a 2024 enforcement action brought by the Consumer Financial Protection Bureau ...

Sidney Federal Credit Union (SFCU) has pledged $500,000 to support The Impact Project’s work helping low-income homeowners with critical home repairs, and has also made an associated direct donation. What the $500k is for SFCU is establishing a dedicated loan ...

Equifax is positioned to earn higher profits from mortgages because competition in credit scoring is shifting business away from FICO and toward cheaper VantageScore products that Equifax sells, while mortgage volumes are starting to recover. What is changing in mortgage ...